Your Mortgage
Choosing a mortgage is probably the biggest financial decision you will make. However with thousands of mortgages to choose from it can seem like an impossible maze to find your way through. A mortgage is a sum of money borrowed from a bank or building society in order to purchase a property. The money is then paid back to the Lender over a fixed period of time together with accrued interest. There are many different types of mortgages and there will be one out there that best suits your requirements. If you’re going to make the most of your mortgage, you could minimise the amount of interest that you pay by using a mortgage advisor. We can find a mortgage product to suit your own individual requirements. Whether you are a first time buyer or wish to remortgage, we will endeavour to recommend a product to suit your needs. A mortgage is potentially the largest financial commitment of your life and, therefore, every enquiry is treated with the respect that it deserves. Mortgages are straightforward; they are simply loans to buy a home. The complications come from the strings attached to the deal by mortgage lenders who want to make sure any money they lend is protected against falling property values and that a borrower can afford to keep up repayments on the loan. | Mortgages come in lots of types: fixed, variable, tracker and offset to name a few. The trick is not to worry about how the mortgage works, but to figure out how much you can comfortably borrow first. For more information on finding the right mortgage for you, contact our mortgage adviser at Altogether Financial Solutions or complete the contact us form and we'll be happy to address your questions.
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Choosing a mortgage is probably the biggest financial decision you will make. However with thousands of mortgages to choose from it can seem like an impossible maze to find your way through.
A mortgage is a sum of money borrowed from a bank or building society in order to purchase a property. The money is then paid back to the Lender over a fixed period of time together with accrued interest.
There are many different types of mortgages and there will be one out there that best suits your requirements.
If you’re going to make the most of your mortgage, you could minimise the amount of interest that you pay by using a mortgage advisor.
We can find a mortgage product to suit your own individual requirements.
Whether you are a first time buyer or wish to remortgage, we will endeavour to recommend a product to suit your needs.
A mortgage is potentially the largest financial commitment of your life and, therefore, every enquiry is treated with the respect that it deserves.
Mortgages are straightforward; they are simply loans to buy a home. The complications come from the strings attached to the deal by mortgage lenders who want to make sure any money they lend is protected against falling property values and that a borrower can afford to keep up repayments on the loan.
Mortgages come in lots of types: fixed, variable, tracker and offset to name a few.
The trick is not to worry about how the mortgage works, but to figure out how much you can comfortably borrow first.
For more information on finding the right mortgage for you, contact our mortgage adviser at Altogether Financial Solutions or complete the contact us form and we'll be happy to address your questions.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
There will be a fee for mortgage advice. Our fees and charges vary depending on the Services we provide to you. We typically charge a fee of £495 payable upon completion for a remortgage. For purchases we typically charge a fee of £495 of which £250 is payable upfront and £245 is payable upon completion.